Mutual Funds/IPOs
Mutual Funds are a common choice among Indian investors. People see them as an ideal opportunity of investments, wherein they can offset inflation and create wealth for themselves. Apart from being a good medium of portfolio-diversification, Mutual Funds offer the benefits of low costs and professional fund-management. There is a lot of work involved to invest astutely in Mutual Funds. Since there are many of them in the market, each one’s performance has to be assessed first. We work as a complete guide for beginners to invest in Mutual Funds. Our investment-specialists bring out to our clients varied investing options in diverse portfolios and finally help them to invest their money in the most profitable options. Our clients are free to select mutual fund schemes depending upon their financial goals and objectives.
An Initial Public Offering (IPO) refers to the process of offering shares of a private corporation to the public in a new stock issuance. An IPO allows a company to raise capital from public investors. IPO is acknowledged as a reliable investment option, but all the IPOs don’t perform well. Our experts read the prospectus, study the goals of the company issuing IPO and dissect its spending on funds. After delving deep into the analysis of a specific company and going through the market-trends, our experts help you make decisions.
Fixed Deposit
A Corporate Fixed Deposit, also known as a Company Fixed Deposit, is a type of fixed deposit issued by corporates or companies, including Non-Banking Financial Companies, Housing Finance Companies and other financial organizations. Like banks, these companies take deposits for a fixed tenure and give the money back with a pre-set interest. These deposits carry the flexibility of guaranteed returns and options of tenure as per depositors’ specific requirements. Our experts study a specific company’s track-record before advising our clients to go for the deposit. They take into consideration potential risks, lock-in period and premature withdrawal conditions, interest rate, regulations involved and various other factors to help our clients choose a company for the Corporate Fixed Deposit.
Capital Gain Bonds
Capital Gain Bonds are safe, secure and offer a good rate of interest. The bonds are issued as per the provisions of the section 54EC of the IT Act. These bonds are offered by public sector enterprises like Rural Electrification Corporation Ltd. (REC), Power Finance Corporation Ltd. (PFCL) and National Highways Authority of India (NHAI) among others. The section 54EC bonds offer an interest rate of 5.75%. Interest comes in yearly manner, with taxability. With the involvement of public sector enterprises, the default-rate is low. Investment-period and lock-in period are identical, i.e. 5 years. Our experts guide our clients with the explanation on tenure, transferability, investment-limit, assured income, security of investments and other features and benefits of this investment.
